AppsFinance

Top 10 Money Management Apps for Professionals

Facing difficulty in saving some bucks for emergencies? What’s new dudes? That’s what a larger population is suffering from. But thanks to technology which has provided a huge collection of money management apps.

While they are beneficial for everyone, professionals must give them a try as it really helps them in managing finances and expenditures. As I said, numerous options are available on the web, you have to be wise in picking a suitable one.

To help you make a well-informed decision, I have researched and enlisted the top 10 best apps for managing money. Some of them I use, while others are highly rated on the web.

Top 10 Money Management Apps for Professionals

In the under section, I have provided the details regarding the top 10 money management apps available on the web. While they are best rated among the financial apps by their regular users, it would be best for you to assess their features and match them with your preferences. In this way, you will make an informed decision.

1. Credit Karma – Free Credit Scores & Reports

Credit Karma

Credit Karma rose to fame after it received the primary features of the Mint budgeting app. Now, it is considered best to make a budget plan and track the record of expenses. You can check your credit score at any time that is convenient for you.
Pricing: There are no confirmed details available for Credit Karma pricing. However, most of the features of this tool are free to use.

Pros

  • Free credit scores
  • Credit monitoring
  • Personalized loan offers
  • User-friendly interface
  • Tax filing services

Cons

  • Limited transaction details

2. EveryDollar – Budget Like a Boss

EveryDollar

If you are looking forward to streamlining your finance management task, EveryDollar can be the ultimate pick. It follows a unique zero-based method. Hence, it ensures that every dollar and cent is counted when managing the expenses.
Pricing: New users can subscribe to EveryDollar for $17.99 per month. Additionally, they can enjoy a free trial of 14 days.

Pros

  • Easy budgeting
  • Zero-based budgeting method
  • Financial peace courses
  • Syncs with bank accounts
  • Real-time expense tracking

Cons

  • No investment tracking

3. GreenLight – Best for Teens

GreenLight

If you are a busy professional and do not have enough time to manage the expenses schedule for your children, you can switch to Greenlight. I have placed it among the best money management apps because of its exceptional parental control and automated allowance payments.
Pricing: Greenlight is one of the most budget friendly options as its basic plan starts at only $5.99 per month. Further, you can create a customized plan for $9.99 for a lifetime.

Pros

  • Excellent parental controls
  • Teaches kids the relationship between work and rewards
  • Top-notch educational and savings tools
  • Automated allowance payments
  • No ATM fees, overdraft fees, or over-limit fees

Cons

  • Relatively high fees

4. Empower – Smart Financial Planning

Empower

Fourthly, I have placed Empower among the best money management apps for professionals. The primary features of this app include investment tracking and automated savings. Hence, you can manage your business finances for different vital tasks.
Pricing: There are no official details available regarding the Empower budget planner app. You can download the app and create your account for personalized information.

Pros

  • Automated savings
  • Personalized savings goals
  • Investment tracking
  • Custom alerts
  • Retirement planning tools

Cons

  • Limited bill tracking

5. Quicken Simplifi – Simplify Your Finances

Quicken Simplifi

If you are not well aware of using complex apps or software, Quicken Simplifi is there with its user friendly interface. In this way, you can manage your money and gain a financial resilience in an effective way. The real time updates and alerts enable you to stay on top to manage your finances.
Pricing: Quicken Simplifi is available at $5.99 per month. Additionally, a classic plan is also accessible for $7.99 per month.

Pros

  • User-friendly interface
  • Real-time updates
  • Customizable alerts
  • Financial insights
  • Syncs with multiple devices

Cons

  • No debt management

6. Rocket Money – Take Control of Your Finances

Rocket Money

Another amazing money management app to be present in this rundown is Rocket Money. It lets you manage your subscriptions as well as get essential insights into the money you have spent on different tasks.
Pricing: There are no sturdy plans available for Rocket Money. You have to send the custom quote to get a customized plan.

Pros

  • Comprehensive spending analysis
  • Subscription management
  • Bill negotiation
  • Financial health score
  • Automated savings

Cons

  • No budgeting tools

7. Acorns – Grow Your Spare Change

Acorns

Acorns is considered the best among the money management apps for investing your spare money in different financial plans. As a result, financial management become easier to save a good amount for your life post retirement.
Pricing: Bronze: $3 per month, Silver: $6 per month, Gold: $12 per month

Pros

  • Invest spare change
  • Found Money program
  • Retirement accounts
  • Recurring investments
  • Round-ups

Cons

  • Fees for premium features

8. YNAB – Budgeting Made Simple

YNAB

YNAB, short for You Need A Budget, is next among the best money management apps. It lets you track your expenses within a specified time range. In addition, some tools are available that can help you set your financial goals and achieve them.
Pricing: You can subscribe to the monthly plan of YNAB for $14.99 per month. On the other hand, the annual plan costs $9.08 per month.

Pros

  • Customizable budgeting
  • Real-time expense tracking
  • Age of Money feature
  • Goal tracking
  • Educational resources

Cons

  • Steep learning curve

9. Monarch Money – Master Your Money

Monarch Money

Detailed reporting and high end budgeting tools are the primary reason for the popularity of the Moarch Money. That’s why I have placed it among the best money management apps. You can also enjoy its collaboration features for enhanced management.
Pricing: If you are new to this app, you can subscribe to its premium plan for $5.83 per month.

Pros

  • Detailed financial reports
  • Comprehensive budgeting
  • Collaboration features
  • Investment tracking
  • Multiple financial accounts

Cons

  • No credit score tracking

10. PocketGuard – Manage Finance with Ease

PocketGuard

Lastly, PocketGuard is present here that will help you achieve your financial goals with a comprehensive view of your overall finances. It includes overall worth calculations as well as post retirement planning to manage potential investment areas.
Pricing: Monthly Plan: $12.99 per month, Yearly Plan: $6.25 per month

Pros

  • User-friendly interface
  • Syncs with multiple financial institutions
  • In My Pocket feature for spendable cash
  • Helps manage bills and track spending
  • Customizable budgets and goals

Cons

  • Limited customization options

Final Thoughts

These are the details regarding the top 10 best money management apps for professionals, All of them mentioned in this list are highly functional and can help you take charge of your money and manage your expenses for a better future.

Now, it is up to you to check their features and assess the pros and cons. In this way, you can make an informed decision about the app suitable for you. Further, if you want to subscribe to the premium plan, check the pricing and make a buying decision without breaking the bank.

Saad Shah

Saad Shah is an experienced web content writer and editor at nogentech.org. He works tirelessly to write unique and high-quality pieces that speak directly to the reader with a richly informative story. His interests include writing about tech, gadgets, digital marketing, and Seo web development articles.

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